Accidents Involving Uninsured Motorists | What to Know

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two cars involved in an accident

Unfortunately, accidents involving uninsured motorists are often complex. Please continue reading and speak with our experienced St. Petersburg motor vehicle accident attorneys to discuss the specifics of your case and how we can best serve you.

What are the different types of car accidents that can occur?

Car accidents can occur for a number of different reasons, however, they are usually a result of negligence. Rear-end collisions are possibly the most common type of accident. These occur when one motorist tails another too closely. In the event that the driver in front steps on his or her breaks, the driver behind may not have enough time to stop. These accidents are nearly always the rear-ending driver’s fault. In other instances, we see head-on crashes, which typically occur as a result of one motorist traveling either on the wrong side of the road or the wrong way down a one-way street. Unfortunately, these accidents are often the most fatal. No matter what type of accident you are facing, if you feel you have been wrongly injured, you can count on our firm to help.

Who is liable for accidents involving uninsured motorists?

Even though Florida does not need drivers to buy uninsured or underinsured motorist coverage, our firm recommends you do, for this very instance. If a driver does not have insurance, you cannot sue his/her insurance company. Therefore, by purchasing UM insurance, you can actually file a claim against your own insurance to recover the compensation you will need to recover.

If you were involved in an accident with an uninsured motorist, the first step you take is to call the police and write down his/her license plate number, especially since the driver does not have insurance information. Once the police arrives, document the incident, and an ambulance transports you to a hospital, ensure you hire an experienced attorney you can trust. Our firm has assisted countless individuals to file these claims, which is why we know we have what it takes to help you do the same.

How long do I have to file a claim after a car accident?

There is a statute of limitations in the state of Florida that declares individuals have two years from the date of their accident to pursue legal action against the party that caused their injuries. Do not wait too long to file, or else you risk losing the opportunity to file your claim entirely. Our legal team is on your side each step of the way.

Contact our experienced St. Petersburg firm

If you or someone you know was injured in an accident and wishes to schedule a consultation, please do not hesitate to contact the Youngblood Law Firm today.